Potencijal uzajamnog fonda za upravljanje rizikom u stočarstvu

master's thesis

• Title (english): Mutual fund potential for livestock risk management
• Author: Dijana Pejazić
• Mentor: Mario Njavro (mentor)
• Committee member: Mario Njavro (predsjednik povjerenstva)
• Committee member: Vesna Očić (član povjerenstva)
• Committee member: Miljenko Konjačić (član povjerenstva)
• Committee member: Tajana Čop (član povjerenstva)
• Granter: University of Zagreb; Faculty of Agriculture; (Department of Management and Rural Entrepreneurship); Zagreb
• Defense date and country: 2023-09-22, Croatia
• Scientific / art field, discipline and subdiscipline: BIOTECHNICAL SCIENCES; Agronomy

Abstract

Uzajamni fond je inovativna strategija upravljanja rizikom dostupna na razini Europske unije i u okviru Programa ruralnog razvoja. Fond funkcionira po principu udruženja poljoprivrednika i uplate određene premije u fond. Cilj rada je ispitati spremnost stočara za osnivanjem i korištenjem uzajamnog fonda. U radu se objašnjava poljoprivredno osiguranje te se opisuju iskustva primjene uzajamnih fondova u Europskoj uniji. Za potrebe istraživanja je provedena anketa i eksperiment diskretnog odabira na uzorku od 10 % članova udruge Baby Beef. Rezultati istraživanja su pokazali da većina stočara ne osigurava životinje zbog visoke premije, neisplativosti i nepovjerenja. Više od polovice ispitanika smatra da je uzajamno osiguranje dobra strategija zaštite od rizika. Analizom je utvrđeno da je najprihvatljiviji uzajamni fond koji osigurava od tržišnog rizika.

Abstract (english)

The mutual fund is an innovative risk management strategy available at the level of the European Union and within the framework of the Rural Development Program. The fund functions according to the principle of farmers associations and the payment of a certain premium to the fund. The aim of the paper is to examine the willingness of livestock farmers to establish and use a mutual fund. The paper explains agricultural insurance and describes the experiences of mutual funds in the European Union. For the purposes of the research, a survey and discrete choice experiment was conducted on a sample of 10 % of members of Baby Beef association. The results of the research showed that the majority of herders do not insure their animals due to the high premium, unprofitability and mistrust. More than half of the respondents believe that mutual insurance is a good risk protection strategy. The analysis determined that the most acceptable is a mutual fund that insures against market risk.

• Keywords: stočarstvo; tov junadi; eksperiment izbora; uzajamni fond
• Keywords (english): livestock; cattle fattening; choice experiment; mutual fund
• Language: croatian
• URN:NBN: urn:nbn:hr:204:704572
• Study programme: Title: Agribusiness and Rural Development; Study programme type: university; Study level: graduate; Academic / professional title: magistar/ magistra inženjer/inženjerka agrobiznisa i ruralnog razvitka (magistar/ magistra inženjer/inženjerka agrobiznisa i ruralnog razvitka)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Access restricted to students and staff of home institution
• Created on: 2023-09-26 06:40:13